Last updated: July 25, 2026
EMI Ledger ("we", "our", "the site") provides a free online EMI calculator for Home, Car, Personal and Bike loans. This policy explains what information is, and is not, collected when you use this site.
All EMI calculations — loan amount, interest rate, tenure, and results — are computed entirely in your browser using JavaScript. None of the figures you enter into the calculator are sent to, stored on, or processed by any server. We have no access to your loan details.
Like most websites, we may use standard web analytics and, where applicable, advertising services (such as Google AdSense) that can collect limited technical information automatically, including:
This information is aggregated and anonymized where possible, and is used only to understand site usage and improve the service — never to identify you personally.
This site may use cookies set by analytics or advertising providers to remember preferences and measure traffic. You can disable cookies at any time through your browser settings; the calculator will continue to work normally without them.
If advertising (e.g. Google AdSense) is enabled on this site, third-party vendors may use cookies to serve ads based on your prior visits to this or other websites. You can opt out of personalized advertising by visiting Google Ads Settings.
EMI Ledger does not require account creation, login, email address, or any personal identification to use the calculator.
This site is not directed at children under 13, and we do not knowingly collect personal information from children.
We may update this Privacy Policy from time to time. Changes will be posted on this page with a revised "Last updated" date.
If you have questions about this Privacy Policy, please reach out via the contact details listed on our homepage.