FD Calculator

Estimate your Fixed Deposit maturity amount and total interest earned based on principal, interest rate, tenure, and compounding frequency.

100000
7%
5 yrs
1 yr10 yrs
Maturity Amount
0
Principal₹0
Interest₹0
Total Deposit₹0
Interest Earned₹0

Frequently asked questions

How is FD maturity amount calculated?

Using the compound interest formula: A = P × (1 + r/n)^(n×t), where P is principal, r is annual rate, n is compounding frequency per year, and t is tenure in years.

Which compounding frequency should I use?

Most Indian banks compound FD interest quarterly by default — check your bank's specific terms, as some offer monthly or other options with a slightly different effective rate.

Is interest earned on FD taxable?

Yes, FD interest is taxable as per your income tax slab in India. This calculator shows the pre-tax maturity amount; consult a tax professional for your specific liability.